Financial Well-Being Resources

There is a strong correlation between housing stability and financial literacy. Financially literate households are more likely to make informed decisions about housing choices, which can lead to homeownership and other wealth-building opportunities.

There are many financial education resources available online, however, PI would like to provide you with a condensed list of some of the national, state, and local resources available to you at no cost. Start your financial education journey today.

Federal Deposit Insurance Corporation (FDIC)

The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by Congress to maintain stability and public confidence in the nation’s financial system. To accomplish this mission, the FDIC insures deposits; examines and supervises financial institutions for safety, soundness, and consumer protection; makes large and complex financial institutions resolvable; and manages receiverships.

Money Smart is a financial education program that helps people of all ages improve/enhance their financial skills and create positive banking relationships. First released in 2001 and regularly updated since then, Money Smart has a long track record of success. The Money Smart program includes financial education resources and 14 games about everyday financial topics including: borrowing basics, building your financial future, buying a home, credit reports/scores, disasters – financial preparation and recovery, making housing decisions, managing debt, protecting your identity and other assets, using credit cards, banking products, understanding your income and expenses, your money values and influences, your savings, and your spending/savings plan.

Financial Education Games: Money Smart Games

Consumer Financial Protection Bureau (CFPB)

The Consumer Financial Protection Bureau is an U.S. government agency that implements and enforces Federal consumer financial law and ensures that markets for consumer financial products are transparent, fair, and competitive, ensuring that you are treated fairly by banks, lenders, and other financial institutions. A few of the main services provided by CFPB include enforcing/protecting consumer finance laws, taking complaints, enhancing financial education, researching financial products and assessing the risks of the financial markets.

Your Money, Your Goals is a set of financial empowerment materials for organizations that help people meet their financial goals by increasing their knowledge, skills, and resources. There are 43 tools and handouts from the full Your Money, Your Goals toolkit and are available as individual, fillable pdfs, click on online resources below to access and/or download these tools. These tools include topics on auto loans, benefits, budgeting, child support, credit reports/scores, debt/debt collectors, disaster relief, job seekers, healthcare, housing/utilities, identity theft, legal help, and how to respond to

Financial Education Curriculum: Your Money, Your Goals

Tools: Online Resources All of these sites are federal government agencies and national nonprofit organizations with state and local resources.

Mental Health America and Citizen’s Bank

Mental Health America (MHA) has partnered with Citizens Bank to offer Financial Well-Being Resources. MHA believes that financial well-being is an important part of your mental health and that money worries are normal, and when these concerns arise, they can create stress, anxiety, and feelings of hopelessness. You can strengthen financial well-being through building skills, asking for help when you need it, and using the resources listed below.

The resources include:

Additional Resources:

Category	Link	Thumbnail:
Financial Education	Wellness Center [Financial Literacy Resources] \| Banzai	LARA Lafayette has partnered with Purdue Federal CU and Banzai to bring you clear, in-depth lessons that help you dive into the financial topics you care most about. Resources on saving, insurance, retirement, taxes, life changes, housing, borrowing and credit, investing, budgeting, and running a business. (local)
Financial Education and Asset Building	IHCDA: Matched Savings Opportunities: Individual Development Accounts (IDA)	IHCDA works with Indiana organizations to help Hoosiers better themselves through a structured matched savings program. Individual Development Accounts (IDAs) are available on a limited basis to qualified Hoosiers who are interested in improving their financial literacy and participating in a dedicated savings program where their deposited funds are matched. Once matched, and upon completion of a detailed work plan and financial counseling, program participants may put their savings towards a qualified asset purchase. (local)
Financial Education	Financial Empowerment \| Foster Success Indiana	Foster Success is leading teens and young adults from foster care to lifelong success. Foster success offers online financial modules, opportunity passport financial education program, and credit building education to individuals 14-25 years old who have spent at least one day in foster care in Indiana at or after the age of 14. (Local – Indiana)
Financial Education	Junior Achievement in Lafayette, Indiana	The Junior Achievement program in Lafayette, Indiana is offered in partnership with the YMCA. This program teaches elementary, middle, and high school students how to be successful participants in a global economy with a variety of learning programs to build their skills in a way that supports long-term financial success. (local)
Financial Education	FDIC’s How Money Smart Are You? – Games	The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by Congress to maintain stability and public confidence in the nation’s financial system. The FDIC Money Smart financial education program can help people of all ages enhance their financial skills and create positive healthy banking relationships, release in 2001, Money Smart has a long track record of success. Click here to view additional Money Smarts resources. (national)
Financial Education and Curriculum	Your Money, Your Goals \| Consumer Financial Protection Bureau	The Consumer Financial Protection Bureau (CFPB) Your Money, Your Goals is a set of financial empowerment materials for organizations that help people meet their financial goals by increasing their knowledge, skills, and resources.Your Money, Your Goals materials can be used in many different settings. If you’re working with people to help set goals and solve financial problems, you’ll find helpful tools and information. Organizations can utilize the curriculum and even co-brand the materials. (national)
Financial Education and Curriculum	MyMoney Five & Tools \| MyMoney.gov	The Financial Literacy and Education Commission’s (FLEC) vision is of sustained financial well-being for all individuals and families in the U.S. In furtherance of this vision, the Commission sets strategic direction for policy, education, practice, research, and coordination so that all Americans make informed financial decisions. FLEC’s My Money Five & Tools help individuals understand that money starts with five building blocks for managing and growing money — The MyMoney Five. (national)
Financial Education	First Responder Financial Wellness – First Responders Children’s Foundation : Support Frontline Heroes	The First Responders Children’s Foundation offers FREE for first responder families nationwide—virtual financial education workshops and 1:1 personalized financial counseling. This new program will provide first responder families and students with a comprehensive financial wellness experience, regardless of banking relationship. The program consists of two key components: Virtual Financial Wellness Workshops series for parents & students and One-on-One Personalized Financial Education. First responders can visit any of Chase’s nearly 5,000 branches nationwide for personalized financial education tailored to their family’s specific needs. These sessions provide an opportunity to explore additional financial health wellness and long-term planning support. (national)
Financial Education	Free Financial Coaching by Certified Planners \| Wings for Widows	Wings for Widows offers virtual financial guidance to widowed individuals nationwide. Their counselors are CERTIFIED FINANCIAL PLANNER™ (CFP®) coaches. CFP® certification represents the highest standard in financial planning, ensuring rigorous professional and ethical standards. The coaches provide a minimum of four (4) hours of pro bono 1:1 financial coaching to our clients. Coaches focus on the following areas; financial, legal, taxes, life insurance, social security, health insurance, household administration, legacy, and home & auto. (national)
Financial Education	https://www.finequity.org/services	FinEQUITY accelerates the prison-to-prosperity pipeline and addresses the financial toll that incarceration has on families by filling financial voids, establishing financial histories, and offering no-cost financial services. Around 30% of formerly incarcerated community members have no credit score whatsoever. Formerly incarcerated people face steep financial barriers upon reentry, often returning home with significant debt. Court fines, legal fees, restitution, and unpaid bills accrued during incarceration create a heavy financial burden from the start. These services are free to formerly incarceration individuals and their families. (national)
Housing Counseling	995Hope Your Partner in Housing \| A GreenPath Company	Homeownership Preservation Foundation is ready to assist you if you are facing foreclosure or trying to get a handle on your finances. Our homeowner’s HOPE Hotline provides HUD-approved housing counseling from dedicated counselors that help homeowners avoid foreclosure at no cost. (national)
Financial Education	Free Financial Counseling Services \| GreenPath	As a trusted national nonprofit, GreenPath’s mission is to empower people to lead financially healthy lives. GreenPath offers free credit counseling and debt counseling (including developing a financial plan, a debt management program designed to pay off debt in 3-5 years, and housing counseling. They also offer financial education resources such as; articles, webinars, and frequently asked questions. (national)
Housing Counseling	HUD Approved Housing Counseling Agencies	The U.S. Department of Housing and Urban Development (HUD) sponsors housing counseling agencies throughout the country that can provide advice on buying a home, renting, defaults, foreclosures, and credit issues. Visit this site to find an approved agency near you.
Financial Education	MyMoney.gov	Review helpful financial education resources from across the federal government. This site is organized around five financial principles: earn, save and invest, protect, spend, and borrow.
Credit Reports	AnnualCreditReport.com	Request your free credit reports on this site. You are entitled to one free credit report from each of the three nationwide credit reporting agencies every 12 months. You don’t need to request all three at the same time. You may want to request a different one every four months. Plus, you can now request weekly online credit reports for free throughout 2022. Visit AnnualCreditReport.com for the latest information.