Renter’s Insurance: Why Do You Need It?
One thing that people often overlook is the importance of having renter’s insurance. The landlord is responsible for the building you live in — but not your property. It is up to you to protect your possessions—such as clothes, furniture, computers or cell phone. The best way to do that is through a reliable and affordable renter’s insurance policy. Fortunately, renter’s insurance is usually fairly inexpensive.
Renter’s insurance can help you replace items lost or damaged in mishaps like loss, theft, or fire. It can also help protect you from legal trouble if someone is hurt in your apartment or house.
Exactly which items are covered by renter’s insurance?
Which items are protected depends on the insurance company where you buy the insurance and the amount of coverage you purchase. You should speak with an insurance agent to determine what coverage and policy is best for you.
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